More and more debt collection companies have been in the hot seat lately for violating the set of federal rules that govern their behavior. In an era of rising consumer debt, debt collectors have been busier, and many say they’ve been bolder and less concerned about following the rules that are supposed to govern them.
The latest is a lawsuit filed by a Texas man against a debt collector he said routinely called him before 8:00 am. Jeffrey Brown recently filed suit against debt collector EOS CCA in the Eastern District of Texas, Sherman Division. The plaintiff, who has a lawyer to represent him, is asking for both a jury trial and an award of damages, statutory damages, court costs, attorney’s fees, and punitive damages.
The lawsuit reveals that Mr. Brown had incurred a debt to AT&T (News - Alert), which then sold that debt to EOS CCA. The debt collector began calling Brown’s cellular phone several times a day, beginning before 8:00 pm. This is a direct violation of the Fair Debt Collection Practices Act. In addition, by calling Brown’s cell phone, EOS CCA may also be in violation of the Telephone Consumer Protection Act of 1991 (TCPA).
This particular district court will be busy with debt collection cases. Melissa Stephens reportedly filed suit against Internal Credit Systems Inc. on November 8th in the Eastern District of Texas, Sherman Division. In this case, the debt collection company is accused of failing to provide a woman with written validation of an alleged debt and threatening to file a lawsuit against her.
The defendant is accused of violating both the Fair Debt Collection Practices Act and the Texas Debt Collection Act.
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Edited by Brooke Neuman