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Nepal Earthquake May Not Always Trigger Travel Insurance, says SquaremouthST. PETERSBURG, Fla., April 28, 2015 /PRNewswire/ -- As a result of Saturday's earthquake in Nepal, travelers with upcoming trips to the destination may be rethinking their plans. While travel insurance benefits typically include cancellation coverage for earthquakes, it isn't always enough for an earthquake to occur. Squaremouth, America's fastest growing travel insurance comparison site, explains how travel insurance applies to the earthquake in Nepal. Before travelers can cancel their trip due to the earthquake, specific triggers must be met. Coverage if Your Plane Won't Fly Coverage if Your Destination is Evacuated Currently, the U.S. Department of State has issued a Travel Alert for Nepal. Travelers who have previously purchased a policy should contact their insurance providers to confirm if this alert suffices as a reason to cancel their trip. Coverage if Your Accommodations are Uninhabitable "We have confirmed with some of our providers that the term "uninhabitable" will be looked at on a case-by-case basis," explains Squaremouth Director of Marketing, Megan Singh. "In areas like Kathmandu, where widespread damage has been reported, the traveler's accommodations may not necessarily need to be destroyed, as long as the area itself has been greatly damaged." No Coverage if You're Too Scared to Travel No Coverage if You Haven't Purchased Yet Singh adds, "Travelers who purchase a policy after the morning of Saturday, April 25th, and want to cancel a trip to Nepal because of the earthquake, will not be covered." ABOUT SQUAREMOUTH: AVAILABLE TOPIC EXPERT: To view the original version on PR Newswire, visit:http://www.prnewswire.com/news-releases/nepal-earthquake-may-not-always-trigger-travel-insurance-says-squaremouth-300073358.html SOURCE Squaremouth |